Finance as individual as you are
The differences between PCP, HP and RUL
Honda Financial Services is a trading name of Honda Finance Europe Plc, which is a part of the Honda Motor Company. Therefore, as an established Honda motorcycle dealership, we are in the best position to offer you the most suitable, convenient, and flexible funding options to help you purchase your new Honda motorcycle!
Our financing products are just as flexible and versatile as our motorcycles. So, if you have a monthly budget in mind, you can discuss this with a member of our team who will explain the benefits of various financing solutions, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Restricted Use Loan (RUL).
PCP
Personal Contract Purchase
A flexible funding solution that offers lower monthly payments for purchasing a new motorcycle compared to other finance products, with an optional final payment at the end to make the motorcycle yours.
HP
Hire Purchase
The most straightforward way to fund your new motorcycle. Interest rates and monthly payments remain fixed throughout the full term, and once you make the final payment, the motorcycle becomes yours.
RUL
Restricted Use Loan
A finance product that helps you to also finance accessories, clothing and your new motorcycle. It allows you take ownership of the goods from the start of your agreement.
For more information
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Manufacturer offers can not be redeemed in conjunction with any of the Kent Motorcycles exclusive offers.
Laguna Motorcycles Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Laguna Motorcycles Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.
Automotive Compliance’s FCA Regulated Complaints Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD Telephone: 01452671560 E-mail: complaints@automotive-compliance.co.uk. If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is available on 0800 023 4567 or 0300 123 9123 or you can visit their website at www.financial-ombudsman.org.uk.
We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
